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Barack Obama’s Health Care Plan

Barack Obama’s ambitious health care plan is fairly simple and straightforward. His plan seeks to dramatically and swiftly increase the number of people that have medical insurance. He insists that this plan will save the typical American family approximately $2500 in annual costs. Since the average Ohio premium is less than most other states, savings to Ohio residents may average less than $2500.The plan is designed to give the federal government more control over medical decisions and dollars, a major difference from the current decentralized system of employer-based insurance and state-based insurance regulation. Here in Ohio, insurers have been effectively held in check by the Ohio Department of Insurance. This, however, is not the case in many other states.The Obama PlanMany parts of the Obama plan resemble initiatives from the Clinton health plan of 1994 and the Kerry Health plan of 2004.Essentially, Obama’s plan is divided into three sections:1. Modernizing the US system to lower costs and improve quality2. Promoting prevention and strengthening public health3. Quality, portable and affordable health coverage for every personThe “Savings”The $2500 in savings will come from health care reform, using some of the following initiatives:*Making medical insurance universal, which may reduce spending on uncompensated care.*Improving management and prevention of chronic conditions.*Increasing insurance industry competition and reducing underwriting costs and profits.*Providing reinsurance for catastrophic coverage, which will reduce insurance premiums.Shifting Cost BurdenWhile all of these ideas are feasible, the underlying theme seems to be simply shifting some of the cost burden from the private sector to the government. And of course, much more control of our dollars and decisions would come from Washington D.C and not Anthem or UnitedHealthCare.The plan will actually compete directly with Ohio private insurance companies in a “National Health Insurance Exchange.” The federal government (not health insurance carriers) would determine the quality of benefits that Americans would receive. And these new rules would apply to both the new national health plan and all participating private health plans.Preventative Coverage Would Be EmphasizedObama’s health care plan will encourage “healthy lifestyles” with specific emphasis on wellness. Employer wellness programs will be increased, and cafeterias and vending machines in the workplace may see healthier food.School-based screening programs may increase along with increased support for physical education.For Ohio individuals and families, the Obama plan would require preventative services on many federally-supported programs such as Medicare, Medicaid and SCHIP. One benefit may be possible discounts to on insurance premiums for enrollment in wellness and prevention programs.Currently, some Ohio individual health insurance policies offer a similar discount, such as Anthem’s Lumenos Health Incentive Account (HIA).Ohio Group Health InsuranceEmployer-based health insurance would radically change under the Obama plan. Here in Ohio, both small and large employers are able to choose among many different plans for their employees. The Obama plan would force employers to offer a specific level of health benefits to their employees or pay a tax to finance a national health program. Currently, the amount of provided health benefits and the size of the tax have not been specifically discussed.Perhaps the best and most economical plan for Ohio residents would be a concept already in place… HSAs (Health Savings Accounts). Thus, instead of imposing a top-down change on the health care system, it would seem to be prudent to transfer direct control of medical dollars to individuals and families. This would allow Americans to choose their own health plans and benefits, while making companies compete directly for consumer’s dollars by providing a real value to patients.All of this could be accomplished by specific tax and regulatory changes designed to utilize the power of free-market competition. Health care spending could be reduced, preventative treatment could be emphasized and portability could be promoted. Reforming the tax treatment of health insurance and aiding employers that help their employees buy health insurance would help quite a bit.For now, Ohio health insurance rates are remarkably low compared to many other states. There are many reputable insurance companies that offer a wide array of policies, including Health Savings Accounts. That shouldn’t change much for the next two years. In 2011, things might change… hopefully, for the better.

AllMax Nutrition – Best Health Products For A Stronger And A More Powerful Body

AllMax Nutrition offers some of the most reliable and affordable health supplements and products that can effectively improve body functions. In this day and age, you can find a lot of health supplements that purportedly works in improving muscle functions. But you have to look for the best whenever you are working out or training. Get to know some of the top health products of AllMax Nutrition.Top Product #1: AllMax Nutrition Advantage. If you are looking for a more reliable omega-3 fatty acid, this should be one of your options. The manufacturing company ensured that the fishes are taken from clean oceans to prevent the risks for mercury contamination. Also, their facilities have cGMP certification so the products they produce are really devoid of harmful contaminants.Top Product #2: AllMax Nutrition CLA80 Femme. The problem with many products these days is that they are usually intended for men. But this is one of the products ideal for women to use because of its safflower oil content. It is made up of 80% pure linoleic acid to provide health benefits such as faster loss of fat, faster improvement of body shape and improvement of skin functions.Top Product #3: AllMax Nutrition Krush Loaded. Many people experience body pains after a rigorous workout or training session. That is mostly because of the lactic acid that has accrued in the muscles. Use this supplement to prevent this from happening and to speed up the recovery of muscles after training.Top Product #4: AllMax Nutrition Vitamin and Nutrient. If you are regularly training or working out, you should never go without this supplement. It is needed to augment missing nutrients in the body. Prep your body up for competitions or tournaments by ensuring that it gets complete nutrients all the time. This supplement will also help prevent the drastic decline of energy production. It will also prevent the break down of muscles in the body.Top Product #5: AllMax Nutrition Whey Protein Isolate. When working out, Whey protein isolate is practically indispensable because of its ability to distribute more essential proteins to the body. And because it does not contain a lot of saturated fats, it is better. This product specifically has 93% of pure protein. What make it different from the others are its zero additives, sweeteners, artificial flavorings and colorings content.Top product #6: AllMax Nutrition QuickMass. If you are looking for a quicker and easier way of ensuring faster muscle build up, this should be a good option. It is quite popular amongst body builders because of its ability in improving body mass. You can easily mix it up and drink it. It fits easily in your daily workout regimen.AllMax Nutrition has a plethora of health supplements and products that will easily improve your health condition. You can check out Advantage, a product that will infuse more omega-3 fatty acids in your body. Women might want to try CLA80 Femme and its benefits in aiding fat loss. AllMax Nutrition Krush Loaded is also a good supplement because it helps speed up muscle recovery. Also try Vitamin and Nutrient supplement to ensure that you are not lacking in essential nutrients. Whey Protein Isolate is an indispensable supplement for athletes and body builders. QuickMass also helps because it helps increase body mass.